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What Do I Do With My HSA/FSA Funds?

Nutrition

December 12, 2022

Ah yes, it’s that time of year again. The trees are bare, the holiday tunes are playing and your HSA/FSA funds are about to expire. With so much going on around the holiday season many people can forget that they have stowed away money that needs to be spent. 

Fear not, we are here to help walk you through all of the services that you can purchase to ensure your money is being put to good use. 

But first, let’s start with the basics. 

HSA/FSA Funds

What is an HSA/FSA fund?

Health Savings Account: 

A Health Savings Account, or HSA, is a type of savings account that lets you set aside money on a pre-tax basis for qualified medical expenses. By using these untaxed dollars to pay for health expenses, you may be able to lower your overall health care costs. 

You may only contribute to your HSA if you are part of a High Deductible Health Plan (HDHP). These funds are more flexible and do not expire once the new year rolls around. 

 

Flexible Spending Account: 

A Flexible Spending Account, or FSA , is a little different. This is still a savings account that you put money into to pay for out of pocket health expenses. You still do not pay taxes on this money. Your employer may contribute to your FSA, but they are not required to. 

With an FSA, you will submit a claim to the FSA through your employer with proof of medical expenses and a statement that it has not been covered by your plan. You will then get reimbursed for your costs. Your FSA plan will be specific to your company. 

The main consideration with an FSA is that you will have to use it within the plan year. If you don’t, those are funds that are lost. 

 

How can I spend my HSA/FSA funds?

Great question! You can use your HSA and FSA on health care expenses such as: copays and deductibles (typically not for insurance premiums). Coverage can also include: certain medication, menstruation supplies, certain shampoos, bandaids, sunscreen, prescription reading glasses. The list goes on! 

However, it does not stop at just medical supplies or copays. You can also use these funds for certain out of pocket packages through providers that your insurance may not cover. 

HSA/FSA Funds

Does NourishRX accept HSA/FSA?

Yes, we do! Here are NourishRX you will be able to use your HSA or FSA for multiple different services. 

This includes: 

 

What What?! NourishRX Does Something Other Than 1:1 Counseling? 

You are correct! Here at NourishRX, it is our passion to help guide you through your journey with your relationship with food. However, we recognize that not every client has the same needs. So we have created a few packages to help either get you started or be an added component to your treatment. 

This includes: 

Coaching Packages with our Support Coach

This package is to help supplement your guided work with your dietitian and treatment team. These sessions could include: meal time exposures, grocery store preparation, and any “real life” stuck points. Your recovery coach will help you with the “in the moment” stuck points. 

The Jumpstart to Intuitive Eating Course

This package is for those just starting their Intuitive Eating journey and wanting to learn the language and lay some solid foundation. 

 

Jumpstart to Recovery: A Getting Started Course for Parents & Caregivers 

For parents who may be feeling overwhelmed with starting the recovery process with their child. 

 

Flexible Meal Planning Toolkit 

For the busy human you might be who wants some structure to the week without the obsession that diet culture brings. 

And…. it is ALL covered by your HSA/FSA funds. 

 

HSA/FSA Funds

With the new year upon us - do not delay! Ensure you are spending your HSA/FSA funds supporting your individual needs. 

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CATEGORIES

eating disorders

intuitive eating

diet talk

meal planning

movement

parent support

work with us!

tell me more!

I'm Ryann. Founder of NourishRX, mom of three and a certified eating disorders registered dietitian. To us, you're a unique individual with a story that led you to where you are today. Welcome, we are thrilled to have you here!

Hello!

take the quiz

Which NourishRX PATH is right
for you?

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